Voluntary Short-Term Disability Insurance

Voluntary Short Term Disability (VSTD) insurance is available to active Bus and Rail members. The plans are administered through Southern Benefit Administrators, Inc. and are fully funded by SMART.

• VSTD Bus forms, click here.
• VSTD Rail forms, click here.

Voluntary Long-Term Disability Insurance

Voluntary Long-Term Disability (VLTD) insurance is available from MetLife to all active Bus and Rail members. The open enrollment period for the VLTD plans begins August 1, 2016, and runs through October 31, 2016.

• VLTD Bus forms, click here.
• VLTD Rail forms, click here.

If you have additional questions, please contact your Regional Field Supervisor, here.