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Continuing income a concern for retirees

After a lifetime of hard work, SMART TD rail, bus and airline members look forward to a secure retirement. In an ideal world, it would be that simple. In the real world, careful planning and attention to detail are essential. Topping the list of retirement concerns are money [...]

Begin your document search early

To apply for Railroad Retirement or Social Security benefits, you must provide certain information, and it is suggested you begin the process at least three months prior to your anticipated retirement date. You will need the following information to register successfully for [...]

Do not become a victim of fraud

Financial fraud can empty your life savings. Here are 10 steps suggested by best-selling author Charles Murray. Every deal is a potential scam: Recognize that fraud is an act of deceit by one party intended to induce another to part with something of value. Map out your goals [...]

UTUIA helps provide secure retirements

How long will you live after you retire, and will you have enough money to live on comfortably? Good question. That’s why – before you retire – you should think about post-retirement economic security, because few things could be worse than money running out [...]

What is Medicare? How do I get started?

Medicare is the primary health insurance for retirees and their spouses. It is available for those over age 65, those under 65 with certain disabilities, and those of any age with permanent kidney failure. It consists of Parts A, B, C and D. Part A helps cover inpatient care [...]

Conductor certification coming Jan. 1, 2012

WASHINGTON — In a Notice of Proposed Rulemaking (NPRM) published in the Nov. 10 Federal Register, the Federal Railroad Administration proposes to make Jan. 1, 2012, the effective date for implementation of conductor certification. The rulemaking on principles, elements [...]

Congress 2011: How will HSR, rail transit fare?

WASHINGTON — One of first transportation challenges for federal rail transportation-project advocates — Democrats and Republicans — in the new Congress in 2011 will be how to preserve and allocate seed money for rail transit and high-speed rail projects. Bil [...]

Intermodal continues to roar for Class I rails

Intermodal traffic (trailers and containers carried atop flatcars) continues to roar for Class I railroads. During October, according to the Association of American Railroads, intermodal traffic soared by 14 percent versus October 2009. Weekly during October, according to the [...]

Rails bringing T&E workers back to jobs

A ray of sunshine for working families is emerging from otherwise bleak economic news: Many Americans are going back to work. The Labor Department reports that 151,000 jobs were added during October, following four successive months of job losses. On the nation’s railro [...]