{"id":48916,"date":"2019-12-05T09:40:25","date_gmt":"2019-12-05T14:40:25","guid":{"rendered":"https:\/\/www.smart-union.org\/?p=48916"},"modified":"2019-12-05T09:40:25","modified_gmt":"2019-12-05T14:40:25","slug":"erma-lifetime-maximum-benefit-to-increase-in-2020","status":"publish","type":"post","link":"https:\/\/www.smart-union.org\/erma-lifetime-maximum-benefit-to-increase-in-2020\/","title":{"rendered":"ERMA lifetime maximum benefit to increase in 2020","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<p><img decoding=\"async\" class=\"alignright size-full wp-image-14499\" style=\"border: 1px solid black;margin: 4px 20px\" src=\"https:\/\/www.smart-union.org\/wp-content\/uploads\/2011\/11\/caduceus.jpg\" alt=\"caduceus\" width=\"150\" height=\"150\" \/>The lifetime maximum benefit for the Railroad Employees National Early Retirement Major Medical Benefit (ERMA or GA-46000) Plan will increase from $166,400 to $171,100 beginning Jan. 1, 2020.<br \/>\nAt the end of 2001, labor and management had agreed on various procedures to administer the annual changes in the amount of the lifetime maximum benefit under the ERMA Plan.<br \/>\nIn conjunction with the formula established in 2001, a new lifetime maximum was calculated by utilizing the October 2018 consumer price index (CPI) data for Hospital and Related Services and Physician Services. The result is a lifetime maximum for 2020 of $171,100.<br \/>\nFor individuals who have reached the lifetime maximum, the incremental maximum available is applied to eligible expenses submitted for dates of service on or after the effective date of the new maximum. For 2020, this amount will be $4,700.<br \/>\nThis change will apply to all railroads and crafts participating in ERMA.<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"<p>The lifetime maximum benefit for the Railroad Employees National Early Retirement Major Medical Benefit (ERMA or GA-46000) Plan will increase from $166,400 to $171,100 beginning Jan. 1, 2020. At the end of 2001, labor and management had agreed on various procedures to administer the annual changes in the amount of the lifetime maximum benefit under [&hellip;]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":7,"featured_media":33255,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[41,27,18],"tags":[3458,2100,2101],"member_types":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ERMA lifetime maximum benefit to increase in 2020 - SMART Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.smart-union.org\/erma-lifetime-maximum-benefit-to-increase-in-2020\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ERMA lifetime maximum benefit to increase in 2020 - SMART Union\" \/>\n<meta property=\"og:description\" content=\"The lifetime maximum benefit for the Railroad Employees National Early Retirement Major Medical Benefit (ERMA or GA-46000) Plan will increase from $166,400 to $171,100 beginning Jan. 1, 2020. 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