{"id":25238,"date":"2015-06-29T09:41:25","date_gmt":"2015-06-29T13:41:25","guid":{"rendered":"https:\/\/www.smart-union.org\/?p=25238"},"modified":"2015-06-29T09:41:25","modified_gmt":"2015-06-29T13:41:25","slug":"long-term-disability-open-enrollment-begins-june-29","status":"publish","type":"post","link":"https:\/\/www.smart-union.org\/long-term-disability-open-enrollment-begins-june-29\/","title":{"rendered":"Long-term disability open enrollment begins June 29","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<p><a href=\"https:\/\/www.smart-union.org\/wp-content\/uploads\/2015\/06\/disability-insurance_image.jpg\"><img decoding=\"async\" class=\"alignleft wp-image-25243 size-full\" src=\"https:\/\/www.smart-union.org\/wp-content\/uploads\/2015\/06\/disability-insurance_image.jpg\" alt=\"disability-insurance_image\" width=\"150\" height=\"101\" \/><\/a><br \/>\n<strong><span style=\"color: #ff0000\"><u>Updated<\/u>: July 20, 2015<\/span><\/strong><br \/>\n<span style=\"color: #ff0000\">The open enrollment period for the Long Term Disability (<em>VLTD<\/em>) Plan has been extended an additional 30 days. Transportation Division members will now have until September 30, 2015 to open enroll in the plan. Further policy details are being finalized and will be posted once available. Additional questions should be directed to your regional field supervisor (<a style=\"color: #ff0000\" href=\"https:\/\/static.smart-union.org\/worksite\/healthnews\/Field_Supervisor_Contacts.pdf\">contacts<\/a>) or to the VLTD hotline at (866)-753-3632.<\/span><br \/>\n&nbsp;<br \/>\nBeginning June 29, 2015 through August 31, 2015 an open enrollment period will be available for Transportation Division members to enroll in the new Voluntary Long-Term Disability (<em>VLTD<\/em>) Plan.<br \/>\n&nbsp;<br \/>\nMembers will have two options for enrollment into the <em>VLTD<\/em> plan. For <strong>Rail<\/strong> members, Part \u201cA\u201d allows the member to purchase coverage to protect their income should they become disabled after a 238 day elimination period with a monthly benefit of 50% of salary to a maximum benefit of $7,000. Part \u201cB\u201d contains the same 238 day elimination period, but offers a monthly benefit of 60% of salary up to a maximum benefit of $7,000. For <strong>Bus<\/strong> members, Part \u201cA\u201d allows the member to purchase coverage to protect their income should they become disabled after a 365 day elimination period with a monthly benefit of 50% of salary to a maximum benefit of $6,000. Part \u201cB\u201d contains the same 365 day elimination period, but offers a monthly benefit of 60% of salary up to a maximum benefit of $6,000. \u00a0Additionally, Rail or Bus members will have the option of combining one of the above options for the <em>VLTD<\/em> with the Short Term Disability (<em>VSTD<\/em>) plan or elect the <em>VLTD<\/em> plan on its own.<br \/>\nIt is important to note that members who have previously opted out of the <em>VSTD<\/em> plan or you were previously denied coverage you are eligible to enroll with no pre-existing condition restrictions during this enrollment period.<br \/>\nFor Members currently enrolled in the short-term disability plan (<em>VSTD<\/em>) and are not seeking coverage in the long-term disability plan (<em>VLTD<\/em>), no action is required at this time.<br \/>\nIt is recommended that members review the detailed FAQs to gather more information on the plan offerings and eligibility requirements. Additional questions should be directed to your regional Field Supervisor (<u>Contacts<\/u>) or to the <em>VLTD<\/em> hotline at (866)-753-3632.<br \/>\n<a href=\"https:\/\/www.smart-union.org\/wp-content\/uploads\/2015\/06\/ANTHEM_LTD_FAQ_RAIL.pdf\">Rail VLTD FAQ<\/a><br \/>\n<a href=\"https:\/\/www.smart-union.org\/wp-content\/uploads\/2015\/06\/Rail-VLTD-Enrollment-Form.pdf\">Rail VLTD Enrollment Form<\/a><br \/>\n<a href=\"https:\/\/www.smart-union.org\/wp-content\/uploads\/2015\/06\/Bus-VLTD-FAQ.pdf\">Bus VLTD FAQ<\/a><br \/>\n<a href=\"https:\/\/www.smart-union.org\/wp-content\/uploads\/2015\/06\/Bus-VLTD-Enrollment-Form.pdf\">Bus VLTD Enrollment Form<\/a><br \/>\n&nbsp;<br \/>\n&nbsp;<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"<p>Updated: July 20, 2015 The open enrollment period for the Long Term Disability (VLTD) Plan has been extended an additional 30 days. Transportation Division members will now have until September 30, 2015 to open enroll in the plan. Further policy details are being finalized and will be posted once available. Additional questions should be directed [&hellip;]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":9,"featured_media":25243,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[1],"tags":[],"member_types":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Long-term disability open enrollment begins June 29 - SMART Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.smart-union.org\/long-term-disability-open-enrollment-begins-june-29\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Long-term disability open enrollment begins June 29 - SMART Union\" \/>\n<meta property=\"og:description\" content=\"Updated: July 20, 2015 The open enrollment period for the Long Term Disability (VLTD) Plan has been extended an additional 30 days. Transportation Division members will now have until September 30, 2015 to open enroll in the plan. Further policy details are being finalized and will be posted once available. 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