Health Care

This webpage provides links to companies that administer medical, dental, vision, prescription drug, mental health/substance abuse and life insurance benefits under the nationally negotiated benefit plans. It also includes toll-free telephone numbers and claim mailing addresses. In addition, you will find information about features offered on the providers’ websites to assist you in obtaining “on-line” eligibility, claim and benefit status, as well as general health and wellness information.

Also, you will find current and archived new stories about the health care plans for reference. Some of the items found below are in Adobe’s Portable Document Format (.pdf). It is necessary to have the free Adobe Acrobat Reader to open and view these items. If you do not have the Adobe Acrobat Reader installed on your computer, you can obtain it free of charge at


Benefit Provider Directory Health Care News Information for members nearing retirement
To view a list of health benefit providers along with links to their respective websites, click on the link below. To obtain a document in PDF format containing the telephone numbers and mailing addresses of the benefit providers, click on the second link.

SMART TD benefit provider websites

Health & Welfare Directory of Benefits (pdf)

One-stop web address for rail health care info

Proof of disability form

If you are not working due to disability, you are required to keep timely “Proof of Disability” on file with Railroad Enrollment Services for uninterrupted benefits. The “Proof of Disability” form can be printed so your doctor can complete and fax to you health benefit provider.

Health care smartphone ‘app’

Palmetto explains parts of Medicare


Current and archived news and information regarding updates and important information pertaining to the various benefit plans, including news on “open enrollment” periods.

Health care news

Most rail members eligible for death benefit

SMART TD answers FAQs regarding medical coverage

Health & Welfare Contribution and Cost-Sharing Guidelines

Partial prescription drug formulary of most frequently prescribed medications (as referenced in the 2008 National Railroad Agreement)

Rail health plan booklets now online

If you are a SMART TD member employed in the rail industry and are nearing retirement, click on the links below for valuable information concerning employee and dependent health insurance coverage.

Preparing for your retirement

Important medical information when considering retirement

Important information for employees not working due to disability

Important information for retired employees and dependents becoming eligible for Medicare

Important announcement about Medicare Part D prescription drug benefits

Questions & answers on the Medicare prescription drug coverage

Frequently asked questions by railroad Medicare beneficiaries

Beneficiary authorization form — Railroad Medicare

Your track to health-Retirement