Health Care
This webpage provides links to companies that administer medical, dental, vision, prescription
drug, mental health/substance abuse and life insurance benefits under the nationally negotiated benefit plans. It also includes toll-free telephone numbers and claim mailing addresses. In addition, you will find information about features offered on the providers’ websites to assist you in obtaining “on-line” eligibility, claim and benefit status, as well as general health and wellness information.
Also, you will find current and archived new stories about the health care plans for reference. Some of the items found below are in Adobe’s Portable Document Format (.pdf). It is necessary to have the free Adobe Acrobat Reader to open and view these items. If you do not have the Adobe Acrobat Reader installed on your computer, you can obtain it free of charge at www.adobe.com.
| Benefit Provider Directory | Health Care News | Information for members nearing retirement |
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| To view a list of health benefit providers along with links to their respective websites, click on the link below. To obtain a document in PDF format containing the telephone numbers and mailing addresses of the benefit providers, click on the second link.
SMART TD benefit provider websites Health & Welfare Directory of Benefits (pdf) One-stop web address for rail health care info If you are not working due to disability, you are required to keep timely “Proof of Disability” on file with Railroad Enrollment Services for uninterrupted benefits. The “Proof of Disability” form can be printed so your doctor can complete and fax to you health benefit provider. Palmetto explains parts of Medicare
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Current and archived news and information regarding updates and important information pertaining to the various benefit plans, including news on “open enrollment” periods.
Most rail members eligible for death benefit SMART TD answers FAQs regarding medical coverage Health & Welfare Contribution and Cost-Sharing Guidelines Partial prescription drug formulary of most frequently prescribed medications (as referenced in the 2008 National Railroad Agreement) |
If you are a SMART TD member employed in the rail industry and are nearing retirement, click on the links below for valuable information concerning employee and dependent health insurance coverage.
Important medical information when considering retirement Important information for employees not working due to disability Important information for retired employees and dependents becoming eligible for Medicare Important announcement about Medicare Part D prescription drug benefits Questions & answers on the Medicare prescription drug coverage Frequently asked questions by railroad Medicare beneficiaries |