Disability insurance available to members

Updated: October 1, 2015 Although you may have missed the open enrollment period for the long-term (VLTD) and short-term disability (VSTD) plans, members can still sign up for disability insurance. Members who missed the open enrollment deadline will be subject to pre-existing condition screening, a medical exam and approval.  Additional questions should be directed to your regional field supervisor (contacts). Bus VLTD, Bus VSTD Rail VLTD, Rail VSTD