Short-term disability insurance for bus members
SMART Transportation Division is pleased to announce that after careful study and planning, the Voluntary Short-Term Disability (VSTD) Trustees have decided to terminate the Plan’s contract with Anthem Life effective March 31, 2016. The plan will now be self-funded by SMART effective April 1, 2016, and Southern Benefits Administrators, Inc. will be administering the plan. Coverage will continue to be automatic unless members choose to waive coverage or “opt-out.” The SMART short term disability plan provides a basic “safety net” of coverage for SMART TD bus members and is designed to work in combination with state-mandated disability programs.
Member coverage and premiums remain the same with our new provider.
The SMART short term disability plan pays up to $210 per week for up to 52 weeks a year. Coverage is for off-duty accidents and illness. The cost is $26 per month and is collected through payroll deduction. New SMART TD members will be enrolled automatically unless they choose to opt-out of the plan by submitting a waiver form to SMART TD headquarters. Members desiring additional disability insurance coverage may purchase an individual policy through the UTU Insurance Association. Contact your field supervisor or call the UTUIA Sales Department at (216) 228-9400 for more information. You may view the various new plan documents by Southern Benefit Administrators by clicking on the links below.
- SMART Announces Changes to VSTD
- SMART VSTD Summary Plan Description
- SMART VSTD FAQs
- SMART VSTD Late Entry
- Waiver of Coverage
If your date of disability is prior to April 1, 2016, you must submit a claim with Anthem. Use the Anthem claim form and Anthem instructions as provided below.
Print the attached PDF. This is your Anthem VSTD Policy Certificate for bus members. It is a complete guide to your benefits.
If you have any additional questions, please contact your Regional Field Supervisor here.